Job offer: Credit Officer x 12


Announced
17/10/20246 days ago
Job Status
Full Time
Job Type
Employee
Expiration Date
17/01/2025 86 days left
Job Category
IT
Job Location
Lusaka
Salary
Negotiable
Job Title
Credit Officer x 12
Job Presentation
The Credit Officer will prospect, assess, and manage customers throughout the PayGo life cycle within an assigned regional portfolio. This role ensures creditworthiness, monitors customer performance, and represents RDG in designated geographical areas.

Experience3 Years
Education LevelDiploma Level
QualificationsDiploma or Degree in Finance, Accounting, or related field.
SoftwareProficient in financial software and systems (ERP, accounting software, etc.)
Knowledge OfCredit risk management, financial regulations, and internal controls
Skills ToStrong analytical, problem-solving, and decision-making, excellent communication and stakeholder management skills
Ability ToFoster strong collaboration between Credit Officers (COs) and sales agents
Other RequirementsAt least 1 year in credit management or related role; Paygo industry experience desirable.
Requirements
  • Identify and acquire new customers within assigned regions.
  • Build relationships with customers, credit agents, sales coordinators, and sales supervisors.
  • Conduct site visits and verify customer information.
  • Evaluate customer credit applications
  • Analyze credit reports and financial statements.
  • Approve or reject credit applications based on RDG's credit policies.
  • Monitor and manage customer credit performance.
  • Identify potential credit risks and take proactive measures.
  • Collaborate with Customer Care team to address customer issues.
  • Represent RDG in assigned regions.
  • Develop strong relationships with credit agents, sales coordinators, and sales supervisors.
  • Ensure RDG's brand and values are upheld in regional interactions.
  • Track and analyze portfolio performance metrics (PAR, collection rates, etc.)
  • Provide regular reports to Credit Supervisor and management.
  • Meet or exceed performance targets.

How to Apply

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JOB BY
CV People Africa
Plot 2341 Mambilima House Kabelenga Road, Lusaka
  +260 211 268 908, +260 211 268 909
  +260 955 000 340, +260 955 000 341

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