Job vacancy Director Banking & Mortgages

Announced

15 August, 2024

Job Type

Temporary / Contract

Job Status

Full Time

Job Title

Director Banking & Mortgages

Finance

Job Location

Lusaka

Job Presentation

To formulate, review policies and plans, direct, coordinate, evaluate, lead and manage the overall activities of the Banking and Mortgage functions to the expectation of all Stakeholders in order to achieve the organizations strategic goals and objectives. At least five to seven years in a management role with a bias to Retail & Commercial Banking / people management.

Experience	5 Years
Education Level	Degree
Qualifications	Degree in Banking and Finance, Business Administration, Economics, Accountancy, or other relevant qualification at an equivalent Degree holder level (e.g., ACCA). Master’s Degree in Business Administration desirable
Software	MS Office
Knowledge Of	Retail & Commercial Banking / people management
Skills To	Leadership and managerial, communication, analytical, numerical/computation, problem solving
Ability To	Decision making, Financial Resources, Managing resources, Control and direction of the Sales channels across the Banking & Mortgage Directorate.

Requirements

Portfolio Growth:
Ensure growth of Depositors’ funds by developing and implementing appropriate growth strategies across Retail and Commercial Segments
Ensure that the Loans and Advances Portfolios across Retail and Commercial Segments, grow in an efficient and optimal manner to enhance profitability and that portfolios are well diversified and profitable.
Drive sales initiatives and process efficiencies to ensure income growth and minimize revenue leakage.
Performance Management:
Monitor and review performance of direct reports / reporting units to ensure that they meet their performance objectives; Drive a strong sales performance culture across the network
Planning and Budgeting:
To develop the Branch Banking and Mortgage Sales Budget against set objectives/policies providing guidance and ensuring that submissions are realistic and attainable and thereafter present the budget for consolidation into the Banking & Mortgage Directorate budget.
To monitor the Banking & Mortgage sales activities and budget and ensure these are implemented and any required corrective action is taken as necessary
Service Delivery & Customer Service:
Ensures that the services provided by Branch network and Sales teams are of a high standard and that processes are improved and made more efficient to support the institution’s growth aspirations.
Implement and drive a strong service culture across the network to reinforce the institution’s Customer Charter and support the Institution’s core values
Staff Management:
Manage the Branch network and Sales team resources for effective job performance to contribute to the attainment of the objectives of the organization
Ensure that Branch Managers and Relationship teams are upskilled to drive a standard of ‘best-in-class’ front line staff.
Review staff roles and ensure staff capacity is at optimal level and in line with the organizations aspiration for growth.
Enhance Business Etiquette & Grooming standards across the network